A car is the most important asset that you have. Our job at CarGuard is simple: to protect your most important asset. You never think a breakdown is going to happen, but over 80% of our customers experience a breakdown during the time they have their protection plan. 

There are many different types of companies that offer Vehicle Protection Plans. CarGuard is different. 

Here's how:


  • All of our plans are easy to read, and written for the customer. Many competitor plans have language that only a lawyer can read. Reading it can cause you a headache. All of our plans were taken by our principals' years of experience in the Vehicle Service Contract industry to create some of the most pro-consumer plans on the market. 


  • All of our plans offer first day rentals! Most protection plans require repairs to be over 4 or 8 hours to get a rental car. With all of our plans, you get a rental on the first day! That means if your repair is 2 hours or 2 days, you can rest assured that you will have no interruption in assistance. Also, all of our plans come with free towing, trip interruption service, and roadside benefits- to help you if you misplace your key, run out of gas, or have another emergency. These services are offered 24 hours a day, 7 days a week, 365 days a year. 


  • All of our plans have the best limits of liability in the industry. Our plans will cover repairs up to the value of your vehicle at time of repair or $12,500.00 whichever is MORE. This means if your car is worth $30,000.00 at time of claim, we will cover up to $30,000.00 of covered repairs, but if your car is only worth $5,000.00, we will pay more than your car is worth--up to $12,500.00!


  • Our Platinum Plus and Gold Plus Plans are two protection plans in one. Most competitors offer platinum plans that only cover you up to 100,000 miles, and then you have to take out new coverage. All of our plans add 5 years and 100,000 miles, meaning that you get the maximum coverage without having to pay for a new plan! 


  • All of our claims adjusters are mechanics, so they can fairly and competently adjudicate claims. We are in the business to provide excellent customer service and pay claims, not deny them. 

Our platinum plus coverage covers nearly everything on your vehicle with the exception of exclusions and wear and tear items. Our platinum plus coverage covers all customers for an additional 5 years and 100,000 miles from the date of purchase of their protection plan. Once the covered vehicle reaches 100,000 miles on its odometer, the Platinum Plus plan becomes a powertrain plus plan, covering the most important components on a vehicle. Normally, a customer would have to take out a new protection plan once they reach 100,000 miles. This innovative "two in one" protection plan makes it easy for customers who want the maximum coverage for their vehicle at the best possible price. 

Our Gold Plus coverage is nearly as comprehensive as our platinum. The difference is that while our platinum plan covers everything except exclusions, our gold plan names all of the different covered components. Gold coverage covers nearly every system--from the most important things such as your engine, transmission, drive axles, and suspension, to minor things such as your radio, electrical items, and other minor components. Like our platinum, our gold plan is also a "two in one" plan, allowing customers to get the best coverage for the best price. 

Our Powertain Enhanced coverage plan covers all of the necessary components-- your "powertrain" (engine, transmission, drive axles, and transfer case), however it also covers much more. It covers many electrical items such as your alternator and starter down to your power window motors, door lock actuators, trunk switch, and more. It also covers your cooling system, fuel system, and your air conditioning system. The Powertrain Enhanced plan is designed for higher mileage vehicles and covers many components that are at high risk of breakdown. Seals and gaskets are covered in connection with a covered repair. 

Our Powertain Plus coverage plan covers the parts at highest risk for breakdown, but like our Powertrain Enhanced plans, it covers more also. In addition to covering the powertrain, it also covers important electrical items such as the alternator and starter, and covers your air conditioning unit. Seals and gaskets are also covered in connection with a covered repair. 

Our Powertrain coverage plan covers the parts at the highest risk of breakdown that are also the most expensive and is designed specifically for very high mileage vehicles. Our Powertrain plan covers the powertrain--engine, transmission, drive axle, transaxle, transfer case, and seals and gaskets in connection with a covered repair. 

CarGuard Administration was founded by Elijah Norton and is based in Leawood, Kansas, a suburb of Kansas City, Missouri. Elijah Norton founded CarGuard Administration to revolutionize the Vehicle Service Contract industry. Many Vehicle Service Contract administrators have reputations for bad customer service and “denying every claim”. They also often treat their agents, dealerships, and sellers who are their business partners poorly. CarGuard was founded on a simple principle: take care of every customer and agent by providing excellent service. While many competitors treat customers and agents poorly, CarGuard was founded to be innovative, new, and revolutionize the Service Contract Industry.  Our revolutionary Platinum Plus and Gold Plus plans are excellent plans that allow customers to have the best coverage at the best possible prices.